델라웨어 부동산세 인상 안내

델라웨어 부동산세 인상, 왜 이렇게 올랐을까요?

최근 델라웨어에서 부동산세 인상 통지를 받고 놀라신 분들이 많으실 것이라 생각됩니다.이번 인상은 갑작스럽게 느껴질 수 있지만, 그 배경을 이해하시면 조금 더 차분히 대응하실 수 있습니다.

🔍 왜 부동산세가 크게 올랐나요?

1️⃣ 수십 년 만의 전면 재평가(재감정) 실시

델라웨어의 여러 카운티는 40년 이상 부동산 재평가를 진행하지 않았습니다.

그동안

• 실제 시장 가치는 꾸준히 상승했지만

• 세금 산정에 사용되는 평가 가치는 상대적으로 낮게 유지되어

이 두 가치 간의 차이가 매우 커졌습니다.

이를 바로잡기 위해 전면적인 부동산 재평가가 실시되었고,그 결과 많은 주택의 평가액이 크게 상승, 부동산세 또한 함께 인상되었습니다.

💰 부동산세는 어떻게 납부하나요?

✔ 모기지가 있는 경우

• 별도로 납부하지 않으셔도 됩니다

• 모기지 회사의 에스크로(Escrow) 계좌에서 자동 납부됩니다⚠️ 단, 세금 인상 여부로 인해 월 모기지 금액이 변동될 수 있으니 꼭 확인하세요

✔ 모기지가 없는 경우

• 납부 기한까지 직접 납부하셔야 합니다

• 납부 방법

  1. New Castle County 청사 방문

  2. 온라인 납부 가능

✅ 꼭 기억하세요

• 부동산세 인상은 집값이 상승했다는 의미이기도 합니다

• 미리 이해하고 대비하시면 불필요한 걱정을 줄일 수 있습니다

📞 궁금하신 점이 있으신가요?

Bruce Yun | 윤무관 부동산

델라웨어 한인 부동산 전문

📱 609-314-7285

부동산세, 재산 가치, 주택 관련 문의 언제든 편하게 연락 주세요.

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📌 Delaware Property Tax Increase: Why Did It Go Up So Much?

Many Delaware homeowners were surprised to receive a property tax increase notice recently. While the increase may feel sudden, understanding the reasons behind it can help you respond with more confidence and peace of mind.

🔍 Why Did Property Taxes Increase?

1️⃣ First Comprehensive Reassessment in Decades

Several counties in Delaware had not conducted a full property reassessment for over 40 years.

During that time:

• Actual market values steadily increased, while

• Assessed values used for tax calculations remained relatively low

This created a significant gap between market value and assessed value.

To correct this imbalance, counties conducted a countywide property reassessment.As a result, many homes saw a substantial increase in assessed value, leading to higher property taxes.

💰 How Do You Pay Property Taxes?

✔ If You Have a Mortgage

• No separate payment is required

• Property taxes are automatically paid through your lender’s escrow account

• ⚠️ However, your monthly mortgage payment may increase, so be sure to check with your lender

✔ If You Do Not Have a Mortgage

• You must pay the property tax directly by the due date

• Payment options include:

  1. Visiting the New Castle County office in person

  2. Paying online

✅ Important Things to Remember

• Higher property taxes often mean your home value has increased

• Understanding the process and planning ahead can help reduce unnecessary stress

📞 Have Questions?

Bruce Yun

Delaware Korean-American Real Estate Specialist

📱 609-314-7285

Feel free to reach out with any questions about property taxes, home values, or real estate in Delaware.